Changes in Investment include: Investment distribution changes and investment conversion.
 
An investment distribution change means that for future contributions, the principal resets the proportions of distribution into different investment portfolio accounts. All subsequent contributions should be used for the purchase of investment units according to these newly defined distribution proportions. Whereas initial allocations of the investment portfolio are defined by the client at the time of plan building.
 
Investment conversion means that for existing assets, the principal resets the proportions of assets that are balanced in different investment portfolio accounts. According to actual returns of annuity assets in different portfolio accounts, the allocation of annuity assets in those portfolio accounts is to be changed. The frequency of such an investment unit conversion is once every week.

Notice: According to the agreement between trustee and account manager on the business process of account management, some account managers may also directly accept the application documents for change in investment submitted by the principal.