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 Question & Answers: Annuity
 
 
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· The Process of Establishing Occupational Annuity: Can the Plan be Built in one Step Only?
· What is a Substitution Rate and What Substitution Rate is Generally Suitable?
· The Coverage of Occupational Annuity: Does it Have to Cover all or Just Some of the Employees?
· The Coverage of Occupational Annuity: Is it Necessary to Cover those Employees Already Retired?
· Individual Contributions: Does an Individual have to Contribute payments to the Occupational Annuity?
· Account Management: What kind of Accounts are to be Opened for the Operation of EA?
 
· Vesting Benefits: How Long Shall a Vesting Period be and can Stipulations on this be Found in the Regulations?
· Processing Dissmissals: When an Employee Changes Work Unit, What Happens to the Fund in the Individual Account?
· Fund Management: How to Assure Asset Independence?
· Investment Issue: What are the Main Duties of Each Party in Investing the Fund?
· Payment of Benefits: Which Modes of Collecting Benefits are Provided?
 
· Collection by Installments: Does the Remaining Part of the Fund still Participate in Investment, and are there any charges?
· Operational Models of Occupational Annuity: the Council Trustee Model and the Corporate Trustee Mmodel
· Executing Contracts: Which contracts have to be signed, and who is to sign them?
· If the service is not satisfactory, can the management institution be replaced? How to replace it?
· Filing the EA Scheme: Does it Have to be Filed and Which Department is Responsible to Do so?
 
· Filing the EA Scheme: How Shall a Large Corporate Group File its Annuity Scheme?
· Filing the EA Scheme: What Do the Labor and Social Security Departments pay most Attention to? What is the Substantial Significance in filing the Scheme?
· What are the Benefits of Contributions at the End/ Beginning of a Year?
 
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